Joydeep Ghosh, Sanjay Kumar Singh And Tinesh Bhasin

Stories by Joydeep Ghosh, Sanjay Kumar Singh And Tinesh Bhasin

IL&FS board faces challenges as resolution takes a Covid-19 knock

IL&FS board faces challenges as resolution takes a Covid-19 knock

Rediff.com   14 Sep 2020

With real estate valuations falling and other deals coming unstuck, the current management's improved target faces significant challenges.

Buying a used car? Read this

Buying a used car? Read this

Rediff.com   8 Sep 2020

Buying a used vehicle is a lot more complicated. Not only do you have to worry about its condition, you also have to think about whether the price you are offering is anywhere close to its true value, reveals Sanjay Kumar Singh.

Is anyone using the loan moratorium?

Is anyone using the loan moratorium?

Rediff.com   22 Jun 2020

'Banks have to be braver, willing to take more risks and give confidence to the customer,' observes Joydeep Ghosh.

Why investors MUST book partial profits in gold

Why investors MUST book partial profits in gold

Rediff.com   27 Apr 2020

Such an economic environment tends to be positive for gold, the ultimate safe-haven asset. Since gold cannot be debased by central banks, it naturally gains in value.

Work from home tips: 'Do not work sitting on your bed'

Work from home tips: 'Do not work sitting on your bed'

Rediff.com   14 Apr 2020

You need to revamp both your work practices and technology tools to maintain your efficiency and effectiveness

NRIs, check the number of days you spend in India

NRIs, check the number of days you spend in India

Rediff.com   2 Mar 2020

The Budget has changed the rules for Indian citizens and persons of Indian origin visiting India. Instead of 182 days, the number of days has been reduced to 120. You will be treated as a resident of India for tax purposes if you stay in the country for more than 120 days in a financial year and 365 days in the past four years. One consequence of the change will be that people of Indian origin who reside outside India will be able to spend a smaller number of days in the country if they wish to keep their non-resident status intact, points out Sanjay Kumar Singh.

Salary increase in 2020 may be lowest in a decade

Salary increase in 2020 may be lowest in a decade

Rediff.com   19 Feb 2020

The projected increase for 2020 is lower than the average salary hike that graduates of top business schools have managed - at around 12 per cent.

Received VRS? How to generate passive income

Received VRS? How to generate passive income

Rediff.com   15 Jan 2020

People who are close to retirement and don't intend to go back to full-time work again should deploy a part of their VRS money in equities so that it keeps growing at a faster rate.

Buy health insurance early in life

Buy health insurance early in life

Rediff.com   31 Dec 2019

'A 25 year old buying a high-value policy now will be well covered even in his 40s.'

Do not lower your EPF contribution

Do not lower your EPF contribution

Rediff.com   27 Dec 2019

If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.

Invest through MF route in mid-caps

Invest through MF route in mid-caps

Rediff.com   20 Dec 2019

The worst may perhaps be over for these stocks, suggests Sanjay Kumar Singh.

Explained: Why Bharat Bond ETFs is good investment option

Explained: Why Bharat Bond ETFs is good investment option

Rediff.com   19 Dec 2019

These ETFs will also carry interest-rate risk, especially the 10-year ETF. The investor can overcome this risk by holding them till maturity, suggests Sanjay Kumar Singh.

High risk investor? Check this out

High risk investor? Check this out

Rediff.com   10 Dec 2019

Two factors play a predominant role in fetching good returns -- stock selection and allocation, suggests Sanjay Kumar Singh.

Paying high interest on home loans? Read this

Paying high interest on home loans? Read this

Rediff.com   9 Dec 2019

By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.

Affected by Karvy crisis? Read this

Affected by Karvy crisis? Read this

Rediff.com   6 Dec 2019

In case of any grievance, file a complaint with Sebi on its SCORES (Sebi Complaints Redress System) web site, suggests Sanjay Kumar Singh.

Better to revive old LIC policy or buy new one?

Better to revive old LIC policy or buy new one?

Rediff.com   5 Dec 2019

LIC is currently allowing customers to revive policies that have lapsed for more than two years.

Want to gift a financial product? Read this

Want to gift a financial product? Read this

Rediff.com   3 Dec 2019

Each financial product is governed by a different regulator and the rules for gifting vary, points out Tinesh Bhasin.

Property transfers through PoA not valid

Property transfers through PoA not valid

Rediff.com   29 Nov 2019

An income tax tribunal held that the PoA could not be construed as an instrument of transfer concerning any right, title, or interest in the immovable property.

Is compensation received from employer taxable?

Is compensation received from employer taxable?

Rediff.com   27 Nov 2019

There are judicial precedents where it has been held that if payment is made for temporary disablement, it would be taxable, points out Tinesh Bhasin.

Rising child healthcare cost? Opt for family floater plan

Rising child healthcare cost? Opt for family floater plan

Rediff.com   26 Nov 2019

Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.